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15 November, 2021

Not every loan goes according to plan: there are performance disruptions and with it a workout. Precisely because non-performing loans (NPLs) are not going according to plan, they are difficult to standardize: from the borrower to the property to the circumstances, everything is individual. That's why you need such solutions for the NPL workout. Debtify partner REMCI® Finance GmbH has them in their portfolio. We interviewed REMCI Finance Managing Director Thomas Ehrhardt for the “Servicers introduce themselves” series. "We...

10 November, 2021

Various servicers are involved in the NPL workout: from independent brokers to international companies. The new debtify partner EXCON is one of the larger companies. The company website contains over 140 services and software products for a wide variety of industries. EXCON has been a partner and solution provider for companies in the finance, mobility and insurance industries for 30 years. That is why we spoke to the Head of Credit Management Frank Rogge for this “Servicer introduce themselves” interview. Rogge sees the E...

21 October, 2021

With the debtify edition from FLOWFACT (ImmoScout24 Group), banks and real estate agents can now work together 100% digitally! For banks, this means: You can now make your collaboration much more transparent and easier digitally with direct access to the systems of your exploitation broker. For real estate agents: If you use FLOWFACT, you can completely save yourself all superfluous work such as filling out manual reports, encrypting mail or document exchange. In a webinar with Philipp Uzunay from Flowfact, Jörg Olbing sho...

18 October, 2021

For a long time it was quiet in the NPL area: hardly any innovation, shrinking workout departments and analog processes. That was a reason for our founders Michael Weinreich and Jörg Olbing to change the industry with debtify. We are pleased that the topic is gradually gaining more media attention: In the latest article about debtify at StartupValley, you will learn the story behind debtify, plans for the future and challenges that debtify and our team had to master along the way. You can find the link here:

31 August, 2021

Placing orders with NPL real estate agents doesn't have to be a bureaucratic chaos full of information asymmetries. With debtify you can place valuation and recovery orders completely digitally and without paperwork. You can find out how this works in practice in the video below: #debtify #workout #innovation #team...

24 August, 2021

So far, three major obstacles have stood in the way of digitizing the NPL industry: The implementation of new software requires a lot of internal IT resources.Long data protection reviews limit and delay the use of software.Few market participants use the existing solutions. This makes them more difficult to find. We're changing that with the debtify app store. As soon as your company is registered with debtify, you can use new software in no time at all. All NPL apps run in the browser and can be used with just a few c...

17 August, 2021

The debtify edition of Flowfact makes the valuation and exploitation of bank real estate easy: You continue to work in your usual real estate software, the interface takes on reporting, data protection and order management. All you have to do is connect your Flowfact account to a debtify account. You can find out how to do this in the linked video. #npl #digital #property marketing #property exploitation

12 August, 2021

How to start the first step towards a digital workout in just 5 minutes: Link to the video: #realestatesecurity #realestatesecurity #recovery #workout

4 August, 2021

NPLs are uncomfortable for everyone involved. The creditor wants the greatest possible net return, the customer a way out of his credit. Everyone involved has one thing in common: They want a quick, efficient workout. But mostly NPL workouts are a patchwork quilt: Often many companies, departments and experts are involved in every NPL portfolio. This makes the process inefficient: -Companies work with different data models, which results in information asymmetries. -Processes differ from each other. So every step causes ne...

3 August, 2021

Why the registration for banks to debtify only takes 5 minutes: There are many solutions that could make NPL workouts easier, faster, and more profitable. But there are many hurdles in the way of progress on the banking side: - The implementation causes internal effort - Insufficient IT budget in the NPL workout, etc. With debtify, we shorten this month-long process to 5 minutes. Because debtify runs without installation, is free for banks and 100% # DSGVO-compliant. You can see how easy and quick the registration is in th...

1 August, 2021

Completely digital NPL workout sounds radical when unencrypted emails, faxes and phone calls are the norm in the industry. That's why we keep getting asked how NPL workouts with debtify work in practice. With debtify you can make your NPL workout completely digital in just a few steps. To make this clearer step by step, we have produced a series of short (approx. 30-60 seconds) explanatory videos. It shows you step by step how you can handle your workout with NPL real estate agents completely digitally and in compliance wi...

27 July, 2021

(Our debtify-flowfact press release is only available in German) Digitalisierung des NPL-Workouts: FLOWFACT und debtify entwickeln erste Schnittstelle für digitalenInformationsaustausch zwischen Makler:innen und Banken -Im Rahmen des NPL-Workouts von immobilienbesicherten Darlehenbeauftragen immer mehr Banken Spezialmakler:innen. -Der Informationsaustausch zwischen Makler:innen und Banken ist jedoch -kompliziert und findet vorwiegend analog statt. -Mit debtify Edition bündeln FLOWFACT und debtify ihre Kompetenzen, um dieD...

26 July, 2021

Is the #NPL industry up to the challenges of the future? There is still no growth in NPL stocks. But data protection risks, information asymmetries and inefficient processes turn even small increases into big problems.How do you solve this?Our managing directors @ Jörg Olbing and @Michael Weinreich talked to @Christian Crain from @Pricehubble with @Ulrich Schüppler from @Immobilien Zeitung about this. In the article published yesterday “Possible NPL wave requires new communication channels” you will learn how digital solut...

16 July, 2021

“I am building the story of real estate”. This is how Axel Scherzberg from AsolutionS describes his work. “You can’t just sell bricks and pieces”, he says. A story is also needed in the number-driven receivables industry. Of course, the purchase price valuation, the macro-location, the micro-location and many other metrics are important. But if the data is out of context, there won't be any buyers - and therefore no backflow. This is exactly where Axel Scherzberg supports banks and servicers. After decades of experience in...

1 July, 2021

Many experts expect a dramatic increase in the NPL volume due to the corona crisis. This presents a lot of challenges for the funding sector: -How to manage the risk potential of the NPL surge? -What kind of regulations need to be taken into account? -How to develop scalable workout processes to manage the NPL surge? All these questions (and many more) are will be answered by the experts in the NPL Forum 2021BKS | Bundesvereinigung Kreditankauf und Servicing e.V.. is holding. On the 8th of July 2021 speakers as well as o...

28 June, 2021

In addition to creditors and servicers, the NPL-Workout consists of more and more software. Digital solutions accelerate processes or even automate them. We believe there are enough great solutions that often get in the way of complex processes, conventions, and privacy concerns. It is part of our mission to digitize the NPL and real estate industries. The leading broker system FLOWFACT is pursuing the same mission. We are therefore pleased to welcome FLOWFACT to the debtify ecosystem. The debtify edition of FLOWFACT will ...

16 March, 2021

debtify Morning Talk: Stefan Butgereit What is a non-performing loan still worth? In most cases that mainly depends on the real estate’s worth, which was financed by the loan. However, due to fluctuating real estate prices, poorly defined conditions and other characteristics it is often difficult to make property valuations - especially in the NPL industry. In the past one had to rely on the assessment of an appraiser, but now AVMs (Automated Valuation Models) allow us to make property valuations online without having to h...

11 March, 2021

The turbulent times around the 2020 pandemic have not only impacted the public health sector in a major way: The economic consequences of safety measures might persist long after the entire population is vaccinated. When restaurants, hotels and retail locations suffer, this could have severe consequences for the real estate marktet: Individual loans securitized by private real estate might go unpaid and become NPLs. When commercial real estate stops generating revenue for its owners, they might be unable to fulfill their...

17 February, 2021

What’s debtify and how does it work? We were regularly asked these questions by banks, servicers and app developers. As of today, you can find answers (and sign up for debtify) on our brand new website. Check it out, find out more about debtify and join our NPL platform for free today!

26 January, 2021

While many parts of finance have long been digitalized, debt collection and NPL workout has lagged behind for years. The Startup Pill shows that the industry is changing: debtify is mentioned as one of the 10 most promising debt collection startups. We’re committed to revolutionizing NPL workout (and will expand to the entire debt industry) with a secure all-in-one platform for all debt professionals. Check out the article!...

25 January, 2021

Watch the video to find out how our platform simplifies your NPL workout.

25 January, 2021

We’ve set our sights on revolutionizing NPL Workout. Because we can’t do it without constant interaction with banks, servicers and other NPL professionals, we’re now proud members of the BKS (Bundesvereinigung Kreditankauf und Servicing). We’re excited to contribute to improving NPL workout and the debt industry as a whole to minimize the economic damage caused by non-performing loans.